Exactly, issue is Account ID.
Check in transaction SPRO if entered Account ID is assigned to House Bank ID.
In cheque lot you should enter Account ID that is already assigned to House Bank or you should go SPRO: Financial Accounting (New) -> Bank Accounting -> Business Transactions -> Bill of Exchange Receivable -> Present Bill of Exchange Receivable at Bank -> Maintain House Bank Details
and assign Account ID that you use in your lot to House Bank ID.
Br,
Mario